February 2019 – Net Worth Update

February 2019 – Net Worth Update

February was another positive month for the net worth. We celebrated our first Chinese New Year in Shenzhen. Unfortunately, the city was completely empty, because Chinese nationals all migrate to their hometowns during the holiday. Since Shenzhen is a relatively new city (Less than 40 Years old) it doesn’t have many “townies”. So rather than celebrating Valentines Day (Thank God), we spent most of our time exploring the deserted city and Continue reading “February 2019 – Net Worth Update”

Why I Can’t Travel Hack & You Shouldn’t Either

Travel Hacking is becoming extremely popular in the Financial Independence (FI) Community. For those of you who don’t know, travel hacking is taking advantage of credit card sign up bonuses by hitting the minimum spend and canceling the card. If someone completes this cycle multiple times again they can accumulate large amounts of credit card reward points. Those points can be used to purchase travel (Aka: expensive plane tickets), book hotels, and even rent cars. Travel Hacking is a great way to save money on travel, but unfortunately it is not for me. Therefore, I will not recommend it to anyone else.

Continue reading “Why I Can’t Travel Hack & You Shouldn’t Either”

January 2019 – Net Worth Update

January 2019 – Net Worth Update

January 2019 was a good month, both personally and financially. My girlfriend and I started a 21 day fast of Video Media (YouTube, Netflix, Hulu, etc), fast food, alcohol, meat, unhealthy snacks. We were pretty disciplined and stuck to our sacrifices, even though we had with a few slip-ups along Continue reading “January 2019 – Net Worth Update”

Degrees with Debt: How I paid off $27,000 in Student Loans in 2 years

After high school, I never REALLY knew what I wanted to be or do. Does anyone, really? I did know one thing. I was going to college! My older sister was the first person in my immediate family to receive a bachelor’s degree, and later a Masters Degree.  Being the competitive little brother I am, I went out and chased the same goal. Fast forward a few years, I’m walking across Continue reading “Degrees with Debt: How I paid off $27,000 in Student Loans in 2 years”